A Property DNA Report is a comprehensive property-intelligence report designed to help homeowners, homebuyers, sellers, real estate agents, investors, attorneys, lenders, and other decision-makers better understand a property before moving forward. A basic property search may tell you who owns a property. A Property DNA Report reveals more of the property's story.
Every property has a history. We help you uncover it.
Report Contents
Depending on the property and records available, a report may include:
Current ownership information
Ownership type (individuals, trusts, companies, entities)
Owner mailing address
Absentee-owner status
Investor-ownership indicators
Estimated property value
Mortgage and loan information
Approximate loan origination dates
Available interest-rate information
Potentially assumable financing
Estimated loan balances
Estimated equity indicators
High-equity ownership
Free-and-clear ownership
Property-tax information
Tax-delinquency indicators
Voluntary liens, involuntary liens, tax liens, judgment liens, mechanic's liens
Bankruptcy indicators
Pre-foreclosure indicators
Current or historical foreclosure information
Assessor and parcel information
Prior sales and transfer history
Other properties potentially associated with the owner
Vacant-property indicators
Distressed-property indicators
Probate or pre-probate indicators
Potential opportunities or concerns
Information varies by property, jurisdiction, and public-record availability.
Why It Matters
Property information is available from many sources, but finding and organizing it takes significant time. A Property DNA Report brings important information together in one place so you can review the property more efficiently and make better-informed decisions.
"Better information can lead to better questions, stronger preparation, and more effective negotiation."
Who Benefits
Different situations call for different levels of preparation. Here is when a report can help.
Order when seriously considering purchasing, preferably before making an offer. Helps understand the property before a major financial commitment, review ownership/tax/mortgage/equity/lien info, identify questions, discover assumable financing. Does not replace formal title work or inspections.
Order before taking a listing. Helps confirm ownership, review mortgage/equity, identify liens, recognize distress indicators, prepare for seller conversations, anticipate issues.
Order on properties buyers are seriously considering. Supports comparing properties, reviewing ownership/loan/tax/equity/lien info, preparing more informed offers.
Order before investing substantial time or resources. Helps identify ownership structure, review value/debt/equity, find liens, recognize investor patterns, prepare informed approaches.
Order before selling, refinancing, or transferring. Helps review ownership records, see mortgage/lien info, prepare for conversations with agents/lenders/attorneys.
A report cannot determine the correct offer or guarantee outcomes, but it may reveal:
Loan balances, interest rates, and assumability must be independently verified with lender/servicer.
For Agents
Agents may use the report before listing appointments, when preparing CMAs, before recommending listing strategy, when buyer becomes serious, before writing offers, when reviewing multiple properties, when transaction presents unexpected questions, when determining early title involvement.
Viking Title simplifies the process by organizing important property information into one report. When a report reveals possible issues, Viking Title can help clients understand when formal title work may be appropriate.
A Property DNA Report is an informational research product. It is not a title commitment, title insurance policy, legal opinion, appraisal, survey, inspection, environmental report, credit report, or guarantee of ownership, lien priority, property condition, value, loan terms, foreclosure status, or marketability.
Examples
The best way to understand a Property DNA Report is to see one in action.
See how a Property DNA Report can help identify ownership patterns, estimated equity, mortgage information, and other properties connected to an investor.
Sample Report Preview
Redacted PDF sample available upon request
See how a Property DNA Report can help uncover involuntary liens, foreclosure indicators, financial distress, and other information that may affect how a property opportunity is evaluated.
Sample Report Preview
Redacted PDF sample available upon request
Sample for demonstration purposes only. Information has been redacted or modified to protect personal and confidential information.
FAQ
Information contained in Property DNA Reports and Marketing Intelligence Reports is compiled from public records, licensed databases, and third-party information sources. Data availability, accuracy, completeness, and update timing vary by property, jurisdiction, and source. Information should be independently verified before it is used to make a legal, financial, lending, investment, marketing, or transaction decision. These reports are not title commitments, title insurance policies, appraisals, surveys, environmental reports, inspections, credit reports, legal opinions, or guarantees of ownership, value, property condition, lien status, lien priority, loan terms, loan assumability, foreclosure status, contactability, or marketability. Estimated values, loan balances, equity amounts, and interest rates are estimates and may not reflect current or final amounts. Viking Title may recommend formal title work or additional professional review when information could affect a potential transaction.